The future ofcar insurance

Micropayments, instant coverage. No down payments1, no hidden fees2.

Get started

Open an account and get proof of insurance in under 6 minutes

Already drive with Hugo? Log in

90% of our users rate us as
Excellent
on Trustpilot

Why Hugo?

Making insurance that works for everyone.

Intelligent planswith micropayments

Our smart recommendations system gets you on the right plan, buying as little as 3 days at a time.
Stack of coins

A revolutionarymodel

Activate your insurance instantly to get covered fast.
Piggy bank

Freedom fromdown payments

Buy 3 days to start, withdraw your money at no cost if you need it.
Broken chain link

Payment plansfor every budget

Unlimited Basic

Great if you drive most days, and want liability coverage on a budget-friendly payment plan.

Unlimited Full

Great if you want full coverage, on a budget-friendly payment plan.

Check my price
Sign up and get proof of insurance
in under 6 minutes

Car insurance made simple.

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Hugo
RootMetromileProgressiveesuranceGEICO
No down payment1
Flexible micropayments
Simple daily rate
Earn instant cash rewards
Pay at your pace
Monitors your driving
Instant Proof of Insurance
No upfront fees2

Truly unique.

Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone.

A real solution

Built from the ground-up with you in mind, we’re always listening, always improving.
Two people talking

Focusing on what matters

We do everything we can to keep your money in your pocket.
Bag of money in hand

Acting local, going global

We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast.

Map of United States of America

A best-in-classexperience

90% of our users rate us as Excellent on Trustpilot.

Aug’22 Trustpilot rating
Hugo
esurance
Root
GEICO
Allstate
Progressive
See more on Trustpilot

Hugo allowed me to pay for car insurance without going into debt.

Hugo helped me insure a car that I rarely used and saved me money in the process.

Using Hugo was a great experience. Very convenient and easy to use. Perfect for driver’s on a budget!

Paying for insurance by the day finally made insurance affordable.

Since I’m pregnant and a stay at home mom, saving money is a priority for emergencies.

Hugo wasn’t as intimidating as more known insurance companies.

Getting started
is easy.

1

Create your account

It takes less than 2 minutes.

2

Select your plan

Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days.

3

Start driving!

Your proof of insurance and policy documents are a click away - you’re ready to go!

Get started
1 Initial payment is a standard installment based on a simple daily rate calculation rather than a several-month advance payment.
2 Fees, when they occur, are spread over time and paid incrementally - not up front.