The future ofcar insurance

Micropayments, instant coverage. No down payments¹, no hidden fees².

Get started

Open an account and get proof of insurance in under 6 minutes

Already drive with Hugo? Log in

90% of our users rate us as

Excellent

on Trustpilot

Why Hugo?

Making insurance that works for everyone.

Intelligent planswith micropayments

Our smart recommendations system gets you on the right plan, buying as little as 3 days at a time.

A revolutionarymodel

Activate your insurance instantly to get covered fast.

Freedom fromdown payments

Pay for 3 days to start, withdraw your money at no cost if you need it.

Payment plansfor every budget

No upfront fees²
Flexible payments: Pay for days, weeks or or months at a time
Auto reload at no extra cost
Coverage Extension: we’ll keep you covered and give you a few extra days to pay
Control it from your phone, make changes online
Instant proof of insurance

No upfront fees²
Flexible payments: Pay for days, weeks or or months at a time
Auto reload at no extra cost
Coverage Extension: we’ll keep you covered and give you a few extra days to pay
Control it from your phone, make changes online
Instant proof of insurance

Check my price

Car insurance made simple.

Use the arrows to view more.

	Hugo	Root	Metromile	Progressive	esurance	GEICO
No down payment¹
Flexible micropayments
Simple daily rate
Earn instant cash rewards
Pay at your pace
Monitors your driving
Instant Proof of Insurance
No upfront fees²

Truly unique.

Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone.

A real solution

Built from the ground-up with you in mind, we’re always listening, always improving.

Focusing on what matters

We do everything we can to keep your money in your pocket.

Acting local, going global

We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast.

Currently available
Launching soon
Work in progress
Join our waitlist

A best-in-classexperience

90% of our users rate us as Excellent on Trustpilot.

	Aug’22 Trustpilot rating
Hugo
esurance
Root
GEICO
Allstate
Progressive

See more on Trustpilot

Hugo allowed me to pay for car insurance without going into debt.
Tracy T, Trustpilot

Hugo helped me insure a car that I rarely used and saved me money in the process.
Roberto P, Trustpilot

Using Hugo was a great experience. Very convenient and easy to use. Perfect for driver’s on a budget!
Amber Y, Trustpilot

Paying for insurance by the day finally made insurance affordable.
Abbie H, Trustpilot

Since I’m pregnant and a stay at home mom, saving money is a priority for emergencies.
Danielle S, Trustpilot

Hugo wasn’t as intimidating as more known insurance companies.
Brandy M, Trustpilot

Getting started
is easy.

Create your account

It takes less than 2 minutes.

Select your plan

Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days.

Start driving!

Your proof of insurance and policy documents are a click away - you’re ready to go!