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888-398-9383

Hugo. Text drive.

Get in. Get going.

The better way to pay for car insurance.

838 E. 6th St., Los Angeles, CA 90021

Get in. Get going.

"Getting Hugo insurance made me feel like a weight lifted off of my shoulders"

"Getting Hugo insurance made me feel like a weight lifted off my shoulders" - Daniel, East LA

You're in control

It’s car insurance, pay-as-you-go. Text to turn your insurance on before you drive, and off when you arrive. So you only pay when you drive.

"Even if you drive a lot, at least you're in control and don't have to pay your insurance all at once." Kim, Watts

Give Hugo a try for just $7

With $7, you can give Hugo a try today! If you don't like it, get your remaining money back. No set up fees, no agents, and no hidden costs. And absolutely no obligations.

“When my car went into the shop, I was glad that I wasn’t still paying for insurance on it.“ - Paulo, Huntington Beach

If you’re over 18, in CA,  and don’t require an SR-22, we should be able to cover you. Even if insurance was once out of reach, with Hugo it’s now in budget - one trip at a time.

Coverage for less than a cup of coffee

“I could add money or get help just by sending a text message. Hugo was always there.“ - Seong, Downtown LA

Give Hugo a test drive today.

Answer 3 questions to get your Hugo pay when you drive price. No names, emails, or phone numbers needed.

“As a student, I only drove on weekends. Hugo saved me a lot of money.“ - Jose, Inglewood

Get a quote online in less than 5 minutes

We accept almost any adult driver and driving record

Load at least $7 to your Hugo account

We accept prepaid and debit cards; get back any money you don't spend in 3-5 business days

Text drive to turn your insurance on Get in your car and get going!

Your insurance policy is right there on your phone

Text done to turn your insurance off when you arrive. That’s it!

So you never pay for your car while it’s sitting in the driveway

With Hugo, you pay around $1.50 for a 30-minute trip, so you can drive with peace of mind for less than the price of a coffee!

Get me on the waitlist

Text drive.

“Even if you drive a lot, at least you’re in control and don’t have to pay your insurance all at once.“

Our car insurance works just like a pay as you go phone. Keep some money in your account and only pay when you use it. No set up fees, no agents, no extra costs.

...and the best thing is, you can turn it on and off with a simple text message.

Get a no ­obligation quote. No agents, no hassle!

We accept every adult driver and any driving record.

Put as little as $7 in your account. You can use a debit or prepaid card

Take out any money you don’t use in 3 business days.

Get in your car and text DRIVE to turn your insurance on. Now you’re covered!

It’s really convenient, your policy is right there on your phone.

When you arrive, text DONE to turn your insurance off. You only pay while you drive

So you never pay for your car while it’s sitting in the driveway

Get me on the waitlist now

Use it when you need it, pause it when you can’t afford it.

This only takes 5 minutes and doesn’t commit you to anything. You`ll have a quote in your mailbox within 15 minutes.

See How it Works

See How it Works

Daniel, East LA

Donna, Watts

Paulo, Huntington Beach

“When my car went into the shop, I was glad that I wasn’t still paying for insurance on it.“

“I could add money or get help just by sending a text message. Hugo was always there.“

 Seong, Downtown LA

"As a student, I only drove on weekends. Hugo saved me a lot of money."

Jose, Inglewood

Coverage for less than a cup of coffee

You're in control

The world's first pay-as-you-go car insurance. Text to turn your insurance on before you drive, and off when you arrive. So you only pay when you drive.

Give Hugo a try for $7

With $7, you can give Hugo a try today! If you don't like it, get your remaining money back.

No set up fees, no agents, and no hidden costs. And absolutely no obligations.

Get a quote online in under 5 minutes

Load at least $7 to your Hugo account

Text drive to turn your insurance on - get in your car and get going!

Text done to turn your insurance off when you arrive. That's it!

With Hugo, you pay around $1.50 for a 30-minute trip, so you can drive with peace of mind for less than the price of a coffee!

Made for California drivers

Hugo provides a 15/30/5 liability policy, the insurance that’s required by California law and that meets DMV registration standards.

Use it when you need it, pause it when you can’t afford it.

The better way to pay for car insurance

Tired of choosing between driving legally and paying another bill? Hugo has no monthly bills or fees, so it’s always affordable.

Free from monthly bills

Coverage for almost any driver

If you’re over 18, in CA,  and don’t require an SR-22, we should be able to cover you. Even if insurance was once out of reach, with Hugo it’s now in budget - one trip at a time.

Securely sign up online in under 5 minutes

Try it now for just $7. No fees or hidden costs. No obligations. Just a simple policy, available in under 5 minutes.

Give Hugo a test drive.

Answer 3 questions to get your Hugo pay when you drive price. 

No names needed.

Free from monthly bills

Tired of choosing between driving legally and paying another bill? Hugo has no monthly bills or fees, so it’s always affordable.

Coverage for almost every driver

Made for California drivers

Securely sign up online in under 5 minutes

Hugo provides a 15/30/5 liability policy, the insurance that’s required by California law and that meets DMV standards.

Try it now for just $7. No fees or hidden costs. No obligations. Just a simple policy, available in under 5 minutes.

All your information is totally private.

All your information is totally private.

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