The future ofcar insurance
Micropayments, on-demand coverage. Zero down, zero hidden fees.
Open an account and get proof of insurance in under 6 minutes
Already drive with Hugo? Log in
Why Hugo?
Making insurance that works for everyone.
A revolutionaryon-demand model
Freedom fromdown payments
Payment plansfor every budget
Flex
Great if you don’t drive every day and want liability coverage.
Unlimited Basic
Great if you drive most days, and want liability coverage on a budget-friendly payment plan.
Unlimited Full
Great if you want full coverage, on a budget-friendly payment plan.
in under 6 minutes
Car insurance made simple.
Use the arrows to view more.
Hugo | Root | Metromile | Progressive | esurance | GEICO | |
---|---|---|---|---|---|---|
$0 down payment | ||||||
Flexible micropayments | ||||||
Simple daily rate | ||||||
Earn instant cash rewards | ||||||
Pay as you go | ||||||
Monitors your driving | ||||||
Instant Proof of Insurance | ||||||
No upfront fees | ||||||
Turn off, pay $0* |
*Flex plans only. Turning insurance off may result in a rate increase or state penalty for drivers on Basic or Full plans.
Truly unique.
Backed by Founders Fund and Canaan, we’re on a mission to make car insurance accessible for everyone.
A real solution
Focusing on what matters
Acting local, going global
We launched, tested and honed Hugo to meet real needs without compromising on quality. Now we’re growing - fast.
- Currently available
- Launching soon
- Work in progress
A best-in-classexperience
90% of our users rate us as Excellent on Trustpilot.
Aug’22 Trustpilot rating | |
---|---|
Hugo | |
esurance | |
Root | |
GEICO | |
Allstate | |
Progressive |
Getting started
is easy.
Create your account
It takes less than 2 minutes.
Select your plan
Flexible driving? Micropayments? Select the plan for your needs, and check out with as little as 3 days.
Start driving!
Your proof of insurance and policy documents are a click away - you’re ready to go!